Higher returns
Smart people realise they must do more than save—they must invest. Investing involves buying assets that produce higher returns than cash over the long term. That way, your wealth increases faster than inflation.
And if you buy assets wisely, they should produce a little income along the way. Sometimes the income you receive from those assets is even greater than what you get from a bank account or a term deposit, especially when you consider after-tax returns. In the next section we’ll look at these different types of assets.



